Consumer Law Attorneys in Broomfield, CO

The Broomfield consumer law attorneys of Ramos Law deeply understand the nuances of consumer protection and will use that knowledge to fight for you in the following cases: 

Claims

You purchase insurance to protect valuable assets in emergencies. But what happens when your legitimate, one-time insurance claim is wrongly denied? If you believe you’re a victim of an unjust insurance claim denial, our consumer law attorneys in Broomfield, CO, can help. 

Bad Faith Insurance

Every insurance contract established in the United States automatically enforces an “implied covenant” to protect consumers. As a result, they have an expressed duty to act in good faith when insuring their customers.

If your insurance company disregards its duty by creating unnecessary delays, misrepresenting details in your policy, or refusing to provide an appropriate settlement, you must hold it responsible. Our consumer advocate attorneys at Ramos Law can identify the loopholes in their reasoning and use consumer protection laws to our advantage, recovering the compensation you’re owed.

Bad Credit Reporting

Since your credit score influences your ability to purchase significant assets, like a home or a vehicle, it should be fair, accurate, and honestly represent your history. If a bank, credit card company, or other financial institution submits incorrect information about you to the major credit reporting agencies, correcting their mistakes is crucial. Our credit report lawyers can help you navigate through the complex legal landscape.

Identity Fraud / Theft

Few things are more frustrating than an individual stealing your identity to obtain a loan, apply for credit, or acquire government documents. Identity thieves use your personal information for their gain, selling it via the black markets and dark web.

Regaining control of your identity can be a rigorous process. However, the Ramos Law consumer protection attorneys in Broomfield can help you garner the power needed to restore your credit standing to its previous state.

Mixed File Cases

Mistakes frequently occur when the three major United States credit bureaus calculate credit scores. If another person’s Social Security number or personally identifiable information resembles yours, their credit history can sometimes become yours – which could cause issues when they have bankruptcies or late payments.

Any time a credit bureau’s mistake results in a “mixed file,” the consumer is responsible for correcting it. Ramos Law’s credit score lawyers are here to help.

False Background Check

Sometimes, the criminal histories of those with similar information can appear on your background check. One false background screening can destroy your chances of employment, causing confusion and stress. Our consumer law attorneys in Broomfield can dispute incorrect criminal records and convince federal and state authorities of their mistakes.

Unlawful Property Repossession 

You can fight an unjust property repossession, regardless of your financial situation. If the lender doesn’t follow the requirements for a lawful repossession, there are possible grounds for legal action. The best thing you can do to defend yourself is to consult with Ramos Law’s experienced consumer rights lawyers in Broomfield, CO.