Consumer Law Attorneys in Denver, CO

At Ramos Law, we are committed to providing our clients with the best service and results possible. Our team of experienced consumer law attorneys in Denver will work diligently to protect your rights in cases involving:

Claims

When faced with an accident or a sudden decline in the value of your insured asset, it is crucial to ensure the swift acceptance, approval, and resolution of your insurance claim. If you find yourself being wrongfully denied an insurance claim, it is imperative to take action without delay. Contact our consumer law attorneys in Denver, CO, to protect your interests.

Bad Faith Insurance

Insurance companies are legally obligated to fulfill their duties honestly and fairly while providing coverage to their policyholders. Specifically, every insurance agreement in the United States inherently includes an “implied covenant” that safeguards the consumer’s interests. 

If your insurance provider engages in unfair practices such as unjustified delays, inadequate settlements, or misinterpretation of policy terms, it is crucial to hold them accountable. At Ramos Law, we will ensure you receive the rightful compensation you deserve.

Bad Credit Reporting

The ability to acquire significant assets like a car or a new home is affected by your credit score. This score must reflect your credit history fairly, accurately, and truthfully. If a credit card company, bank, or any other financial institution provides inaccurate information about you to credit reporting agencies, rectifying these errors becomes crucial. Ramos Law will assist you in navigating bad credit reporting and protecting your rights.

Identity Fraud / Theft

Discovering that someone has fraudulently used your identity to secure loans, obtain government documents, or apply for credit is an incredibly frustrating experience. Identity thieves exploit your personal information for their benefit and often sell it on illicit platforms like the dark web. With the assistance of consumer rights lawyers in Denver, you can gain the necessary expertise to restore your credit reputation to its former state.

Mixed File Cases

Errors are common when the three major credit reporting bureaus in the United States calculate credit scores. When another individual’s Social Security number or other personal details resemble yours, their credit history may inadvertently merge with yours. This can pose challenges, mainly if their record includes delinquencies or bankruptcy.

When a credit bureau generates a “mixed file” due to such mistakes, the consumer must correct it. Ramos Law will assist you in addressing these issues and navigating the necessary steps toward resolution.

False Background Check

Occasionally, the criminal records of individuals sharing similar identifying information can mistakenly intertwine with your background check. The consequences of a false background check can be devastating, jeopardizing your employment prospects. At Ramos Law, our team of consumer rights attorneys in Denver specializes in challenging false criminal records.

Unlawful Property Repossession

Irrespective of your prior financial circumstances, it is possible to challenge the unfairness of repossession. If the lender fails to comply with consumer protection laws, there may be viable grounds for legal recourse. Seeking guidance from the skilled consumer protection attorneys at Ramos Law will protect and advocate for your rights in such situations.