Credit Score Lawyers

The three primary credit reporting agencies in the United States are Equifax, Transunion, and Experian. Each bureau uses complex matching algorithms to calculate the credit scores of millions of Americans. However, they frequently make mistakes while doing so. If you’re affected by a “mixed file case,” the credit score lawyers of Ramos Law can help.

Unfortunately, credit reporting agencies commit errors from time to time. If someone else’s Social Security number or other personal information is similar to yours, their credit history can sometimes become your credit history. Although there are a few cases where having a mixed file can be positive, they’re most often negative – especially if late payments, delinquencies, or bankruptcies are involved.

You don’t have to take the next steps alone. Our credit score attorneys are here to provide expert counsel and representation in your mixed file case. Contact us today to discuss your situation.

How Our Credit Score Attorneys Fix the Problem

Whenever a leading credit bureau makes a mistake resulting in a mixed file, the affected consumers must notify them of their error. Although contacting the credit bureaus by yourself may not seem challenging, the process can take months or even years to resolve. Without legal representation, you’ll be forced to pay higher interest rates and have restricted access to credit.

However, the credit score lawyers at Ramos Law know the right tactics when speaking with Transunion, Equifax, and Experian on your behalf. Frequently, the only type of communication the bureaus listen to is a lawsuit – which we will initiate effectively. We’ll work to end the confusion, frustration, and inconvenience resulting from their error.

Mixed File Resolution

Credit reporting errors don’t just affect the highly wealthy – anyone with a Social Security number can bear the brunt of mixed files. All it takes is a mismatched birthdate, mailing address, or name for an incorrect credit report to arise. When facing a mixed file case, you must seek expert assistance from credit score lawyers.

Our attorneys will work aggressively to resolve the issue as quickly as possible. While filing a lawsuit against the country’s largest credit bureaus may sound daunting, our team has you covered. We’ll handle the entire process for you, ensuring the agencies take responsibility for their mistakes and restore your credit records.

Contact Ramos Law’s Credit Score Lawyers

At Ramos Law, our credit score lawyers are experienced, dedicated, and committed to your well-being. Attorney and physician Dr. Joseph Ramos founded our firm to care for good people like you and your family. 

If you’re negatively affected by mixed files, don’t hesitate to seek legal counsel. The sooner you contact us, the better your chances of rectifying the situation with the credit bureaus. We aim to ensure you don’t have to pay for their mistakes.We know your current and future well-being is at stake, so we’ll leverage the applicable consumer protection laws to defend your rights. Complete our complimentary case evaluation form now to speak with one of our credit score lawyers.