Consumer Law Attorneys in Centennial, CO

Ramos Law’s consumer law attorneys in Centennial, CO, thoroughly understand consumer protection nuances. We will leverage our knowledge to represent you in the following cases:

Insurance Claims

You’ve purchased insurance to secure your valuable assets during emergencies. Believing that you’ll receive compensation when you submit a claim is logical. However, if your insurance company unfairly denied your legitimate claim, our consumer law attorneys in Centennial, CO, can assist you.

Bad Faith Insurance

Every insurance contract established in the United States automatically enforces an “implied covenant” to protect consumers, meaning insurance companies must act in good faith while providing coverage.

Taking action is essential if your insurance company fails to fulfill its obligations by:

• Causing unjustified delays,
• Distorting information in your policy, or
• Denying a fair settlement. 

Our bad faith insurance attorneys at Ramos Law can discover the flaws in their arguments and leverage consumer protection laws to your benefit, recovering the compensation that is rightfully yours.

Bad Credit Reporting

Your credit score impacts your ability to purchase significant assets. It needs to be honest and fair and represent your history accurately. If a financial institution submits incorrect information about you, correcting their mistakes is vital. Our credit report lawyers can assist in navigating the complicated legal process.

Identity Fraud / Theft

It’s frustrating when someone steals your identity to take out loans, apply for credit, or acquire government documents. These identity thieves use and sell your personal information on black markets and the dark web.

The process of recovering your identity can be intensive. However, the consumer rights attorneys at Ramos Law in Centennial, CO, can assist you in reclaiming the power necessary to restore your credit status to its previous condition.

Mixed File Cases

Credit scores calculated by the three major United States credit bureaus often contain errors. They might attribute another person’s credit history to you if their Social Security number or personally identifiable information is similar to yours. It could lead to problems if that person has late payments or bankruptcies on their record.

If a credit bureau’s mistake causes a “mixed file,” the consumer has to fix it themselves. Ramos Law’s credit score lawyers can support you and provide legal guidance.

False Background Check

Your background check may include criminal histories of individuals with similar information, which can lead to confusion and stress. Even one false background screening can ruin your job prospects. However, our consumer law attorneys in Centennial can assist you in disputing incorrect criminal records and persuading federal and state authorities to correct their mistakes.

Unlawful Property Repossession 

Ramos Law’s experienced attorneys can help you fight an unjust property repossession, even in a difficult financial situation. If your lender doesn’t follow the requirements for a lawful repossession, you may have grounds for legal action. It’s vital to seek legal advice and defend yourself.