Denver Colorado Motorcycle Accident Attorneys
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Denver Motorcycle Accident Lawyers
Riding a motorcycle offers freedom like no other, but it also comes with risks, especially when other drivers fail to pay attention. A single moment of negligence can leave a motorcyclist with devastating injuries, overwhelming medical expenses, and an uncertain future.
At Ramos Law, we are fierce advocates for injured riders. Too often, insurance companies attempt to reduce payouts or unfairly place blame on motorcyclists. With our deep legal experience and medical insight, we understand the toll these accidents take, and we fight tirelessly to secure the financial recovery you need to rebuild your life.
In addition to motorcycle accidents, we also provide legal representation for a wide range of auto accident cases, including:
Tell Us About Your Case
A Law Firm Built on Legal and Medical Expertise Doctor + Lawyer
At Ramos Law, we offer something few other firms can – a deep understanding of both the legal and medical sides of motorcycle accident cases. Founded by Dr. Joseph Ramos, a lawyer and emergency room physician, our firm has a unique advantage when it comes to fighting for injured riders.
Motorcycle accident claims can be complex. Proving fault, dealing with insurance companies, and securing fair compensation requires legal strategy, medical insight, and relentless advocacy – and that’s exactly what we provide.
Why Victims Trust Ramos Law
- Medical Knowledge: With Dr. Ramos’s firsthand experience in emergency medicine, we fully understand the severity of motorcycle accident injuries and how they impact your future.
- In-depth investigations: We work to uncover the responsible party. Using accident reconstructions and expert testimony, we build a strong, fact-based case.
- Strategic, Personalized Legal Representation: No two accidents are the same. We tailor our legal approach to fit your specific injuries, losses, and long-term recovery goals.
- Fighting for Maximum Compensation: We seek full financial recovery for your medical expenses, lost income, pain and suffering, and any ongoing care you may need.
At Ramos Law, you are more than just a case number. We understand what you’re going through. You can count on us to protect your rights and secure the compensation you deserve. Get in touch with our Denver motorcycle accident lawyers now to discuss your case.
Trial Lawyer Spotlight: $19 Million Win
A motorcycle accident can leave you facing medical bills, lost wages, and uncertainty. At Ramos Law, we don’t just fight for settlements – we fight for what’s fair. With a deep understanding of the law and the medical challenges victims face, we build strong cases that demand real compensation, not lowball offers.
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Helping Clients. Changing Lives.
An accident can change your life forever. We understand the impact, and these testimonials from past clients accurately reflect the dedication and compassion we bring to every case.
Table of Contents Truck Accidents
- Immediate Steps After a Motorcycle Accident in Denver, CO
- Should I Get an Attorney After a Motorcycle Crash in Denver, CO?
- The Statistics Behind Colorado Motorcycle Accidents
- Common Causes of Motorcycle Accidents
- Common Injuries in Denver Motorcycle Accidents
- Holding Liable Parties Accountable
- How Long Can Motorcycle Accident Settlements Take?
- Factors Affecting a Motorcycle Accident Case Outcome
- Essential Legal Insights for Accident Victims
- Successful Outcomes for Injured Clients
- Related Readings
- FAQs
Immediate Steps After a Motorcycle Accident in Denver, CO
Insurance companies look for any reason to avoid paying accident claims. The steps you take immediately following your motorcycle accident can affect the likelihood of securing adequate compensation.
Submit an Accident Report
Call 911 immediately to have local law enforcement respond to the accident scene. Under Colorado Revised Statutes §42-4-1606, it’s mandatory to report any motor vehicle accident involving injury, death, or significant property damage to the police. Failure to comply with this requirement could result in legal penalties.
Filing a police report not only fulfills the legal obligation but also provides crucial evidence for your case. The responding officer will document key details about the crash, including the location, involved parties, witness statements, and any potential traffic violations. This report serves as an objective account of the accident and is instrumental in establishing negligence and supporting your claim for compensation.
Submitting the report protects your rights and strengthens your case against insurance companies and at-fault parties.
Gather Evidence
The more evidence you can gather at the accident scene, the better. If you’re not in immediate danger and are physically able, perform the following:
- Take Photos: Capture clear images of the accident scene, including your motorcycle, other vehicles, debris, road conditions, and any visible injuries. These photos can provide crucial visual evidence of the impact and circumstances.
- Collect Contact Information: Obtain names, phone numbers, and insurance details from the other driver(s) involved. Additionally, gather contact information from any witnesses who saw the accident.
- Document Conditions: Record important details such as weather conditions, traffic flow, road hazards, and anything else that could have contributed to the crash.
Motorcycle accidents in Denver often result from preventable factors such as distracted driving, blind spots, left-turn collisions, and unsafe road conditions. Common contributing factors include speeding, impaired driving (alcohol or drugs), and failure to yield the right of way at intersections.
Additionally, Denver’s high traffic volume, changing weather conditions, and construction zones can increase the risk of motorcycle collisions. Understanding these hazards is crucial to identifying negligence and building a strong case.
Seek Medical Attention
Even if you feel fine immediately after the accident, seek medical attention as soon as possible. Motorcycle accidents frequently result in serious injuries that may not be immediately apparent, such as internal bleeding, concussions, soft tissue injuries, or spinal damage. The initial adrenaline and shock can mask symptoms, delaying necessary treatment.
Prompt medical care serves two important purposes:
- Protecting Your Health: Early detection and treatment can prevent minor injuries from worsening and address potentially life-threatening conditions.
- Building Your Case: Medical records clearly link the accident to your injuries, which is essential for pursuing compensation.
Document all medical bills, diagnoses, and treatments, and keep copies of test results, prescriptions, and discharge instructions. Maintaining a journal to track your daily recovery, including physical pain and emotional challenges, can provide additional evidence to support your claim. Thorough documentation ensures you receive fair compensation for both current and future medical expenses.
Find a Denver Motorcycle Accident Lawyer
After a motorcycle accident, you may find yourself fighting not only the at-fault driver’s insurance company but also your own. The same organization you trust to protect you and your family may try to minimize your claim or avoid paying altogether.
Unfortunately, it’s common to face resistance from multiple insurance companies, all of which focus on protecting their own financial interests. That’s why contacting a Denver motorcycle accident attorney at Ramos Law as soon as possible is vital.
Our attorneys will handle all communications with insurance agents and assessors to protect your rights and build a compelling case on your behalf. Never sign or agree to anything without first consulting with an attorney, as doing so could significantly weaken your claim. By hiring a lawyer early, you can focus on your recovery while we fight to secure the compensation you deserve.
Why Choose Ramos Law?
- No Upfront Costs: We work on a contingency fee basis, meaning you don’t pay out of pocket for our services.
- Free Initial Consultation: The first consultation is always free, allowing you to explore your options without financial pressure.
- Only Pay If We Win: If we take your case, we only get paid if we secure a settlement or judgment in your favor.
At Ramos Law, we’re committed to helping motorcycle accident victims in Denver and the surrounding areas recover the compensation they deserve. Contact us today to schedule your free consultation and take the first step toward justice.
Do I Need an Attorney After a Motorcycle Accident in Denver, CO?
Yes, you absolutely need an attorney after a motorcycle accident in Denver. Navigating the personal injury claim process can be challenging, especially when dealing with the complexities of Colorado law and the biases motorcyclists often face.
Insurance companies frequently undervalue claims or try to shift blame onto the rider, making it essential to have an experienced Denver motorcycle accident lawyer on your side to protect your rights and ensure you receive the compensation you’re entitled to.
At Ramos Law, we know the unique challenges motorcyclists face in the legal field and will build a strong case to secure the justice and recovery you need.
Colorado’s Statute of Limitations
In Colorado, the statute of limitations for personal injury claims is two years from the date of the injury (Colorado Revised Statutes §13-80-102). You must file your claim within this timeframe to remain eligible for compensation.
Acting quickly is critical for other reasons as well:
- Preservation of Evidence: Witness memories fade, and physical evidence from the accident scene may be lost or destroyed over time.
- Insurance Deadlines: Insurance companies often have strict timelines for filing claims, which can complicate your case if you delay filing.
If your accident occurred within the last two years, you may still be entitled to compensation for medical expenses, lost wages, pain and suffering, and other damages. However, failing to act in time could jeopardize your ability to recover any compensation.
Why Legal Representation Is Essential
Motorcycle accident claims are often more complex than other personal injury cases due to factors like the following:
- Bias Against Riders: Insurance companies may unfairly argue that motorcyclists are reckless or at fault simply because of their choice of vehicle.
- Severe Injuries: Motorcyclists are more likely to suffer catastrophic injuries from a lack of protection compared to cars, such as traumatic brain injuries or spinal cord damage, requiring long-term medical care and financial support.
- Complex Liability Issues: Many motorcycle accidents involve multiple contributing factors, such as negligent drivers, hazardous road conditions, or defective vehicle parts, which require thorough investigation to determine liability.
An experienced motorcycle accident attorney will adequately document your injuries, establish liability, and explore all avenues of compensation. At Ramos Law, we specialize in fighting for motorcyclists’ rights and maximizing their recovery.
The Statistics Behind Colorado Motorcycle Accidents
Motorcycle accidents are unfortunately common throughout Colorado, increasing the need for skilled legal counsel and representation.
Fatalities Are on the Rise
In 2022, Colorado recorded 149 motorcyclist fatalities, the highest ever reported, accounting for nearly 20% of the state’s total traffic deaths. This marks a concerning trend for riders, especially in urban areas like Denver where traffic density increases risk.
Denver and Front Range Areas Are High-Risk
Urban centers, including Denver and the Front Range, see a disproportionately high number of motorcycle crashes. These areas pose heightened dangers due to heavy traffic on streets like East Colfax Ave, complex intersections like the on- and off-ramps of the Denver Tech Center, and distracted drivers.
Helmet Usage Saves Lives
In Colorado, helmet use is mandatory only for riders under 18, but wearing one can significantly reduce the risk of severe injuries and fatalities. In 2022, over 50% of motorcyclists killed in crashes throughout the U.S. were not wearing helmets, underscoring the life-saving importance of protective gear.
Daylight Hours Are Risky
Most motorcycle accidents in Colorado occur during daylight hours, with a peak crash time between 4 PM and 6 PM. This time coincides with rush-hour traffic and reduced visibility at dusk.
Urban vs. Rural Risks
While urban areas like Denver experience the highest number of motorcycle crashes, rural crashes are more likely to result in fatalities. Rural roads often have higher speed limits, fewer safety features, and longer emergency response times, increasing the risk of devastating outcomes.
The Economic Impact of Motorcycle Crashes
Motorcycle accidents contribute significantly to the $8 billion in annual medical costs and productivity losses nationwide, according to the CDC. In Colorado, victims often face substantial medical bills, lost income, and long-term rehabilitation costs.
These financial burdens make it essential to work with an experienced motorcycle accident lawyer who can help you recover compensation for medical expenses, property damage, lost wages, and pain and suffering.
Common Causes of Motorcycle Accidents
Motorcyclists face numerous hazards on America’s roads, many of which are unique to riders. Below are some common causes of motorcycle accidents, with insights relevant to Denver and Colorado:
Left-Turning Drivers
Left-turning drivers, particularly at intersections, are a frequent cause of motorcycle collisions. Drivers often fail to notice oncoming motorcycles, misjudge their speed, or assume they have enough time to turn, leading to dangerous collisions. Busy intersections in Denver, such as those along Federal Boulevard, are particularly hazardous for riders.
Distracted Drivers
Distracted driving remains a significant contributor to motorcycle accidents. Whether texting, eating, or attending to passengers, these distractions prevent drivers from totally focusing on the road, making them less likely to see motorcyclists. The high volume of distracted drivers adds risk for riders in urban areas like Denver.
Blind Spots
Motorcycles are more likely to hide in a driver’s blind spot due to their smaller size. As a result, lane changes and merging become especially dangerous, as inattentive drivers often fail to check their blind spots before taking action. Denver’s crowded highways, such as I-25 and I-70, exacerbate this problem.
Alcohol-Impaired Driving
Alcohol-related crashes are a leading cause of fatal motorcycle accidents in Colorado. Impaired drivers have reduced reaction times, impaired judgment, and difficulty maintaining control, putting motorcyclists at serious risk. Under Colorado Revised Statute § 42-4-1301, driving under the influence of alcohol or drugs is a serious offense that can result in criminal and civil liability. Denver’s nightlife and bar scene can contribute to higher risks during the evening hours and weekends.
Dooring Accidents
Dooring occurs when the door of a parked car opens into the path of an oncoming motorcyclist. These accidents leave riders little time to react, often forcing them to either collide with the door or swerve into adjacent traffic, both of which can be catastrophic. Denver’s dense downtown areas with parallel parking, such as LoDo or Capitol Hill, are particularly prone to these incidents.
Common Injuries in Denver Motorcycle Accidents
Motorcycle accidents in Denver often result in severe injuries due to the lack of physical protection for riders. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists are 28 times more likely to die in a crash per mile traveled compared to occupants of passenger vehicles. Even non-fatal accidents often lead to life-altering injuries that require extensive medical care and rehabilitation.
Traumatic Brain Injuries (TBIs)
Traumatic brain injuries are among the most severe sustained in motorcycle accidents, particularly for those not wearing helmets. Even mild TBIs, such as concussions, can result in lasting cognitive and emotional effects, including memory loss, mood swings, and reduced concentration. Although helmets are not legally required for riders over 18 in Colorado, they can significantly reduce the risk of fatal head injuries.
Spinal Cord Injuries
High-impact motorcycle crashes often result in spinal cord injuries, which can lead to partial or complete paralysis. These injuries require long-term, costly medical treatments, physical therapy, and home modifications. Recovery is unfortunately often limited, leaving many victims with permanent disabilities.
Broken Bones and Fractures
Motorcycle accidents frequently result in broken bones, especially in the arms, legs, and ribs. Riders may also sustain crush injuries if their motorcycle falls on top of them. Severe fractures can require multiple surgeries and extended rehabilitation and, in some cases, may lead to loss of limb function.
Road Rash
Road rash occurs when a motorcyclist slides across the pavement immediately following a crash. The severity can range from minor abrasions to deep wounds that require skin grafts and leave permanent scarring. Without adequate protective clothing, road rash is more likely to result in infections or other complications.
Internal Injuries
The impact of a motorcycle crash often causes internal injuries, such as damage to organs or internal bleeding. These injuries are not always immediately apparent and can become life-threatening without prompt medical attention. Internal injuries often require emergency surgery and prolonged hospital stays.
Amputations
In some cases, the trauma from a motorcycle accident can lead to amputation, either at the accident scene or later, due to complications like infections or loss of function. Amputation injuries require specialized care, including prosthetics and long-term physical therapy, and often have significant emotional and financial consequences.
Emotional and Psychological Injuries
The trauma of a motorcycle accident extends beyond physical injuries. Victims frequently experience post-traumatic stress disorder (PTSD), depression, anxiety, or fear of riding again. These psychological injuries can be as debilitating as physical ones and often require ongoing therapy or counseling to address.
Holding Liable Parties Accountable
After an accident, determining the responsible party for your injuries and damages is vital. At Ramos Law, our Denver, CO, motorcycle accident lawyers dedicate themselves to holding the negligent parties accountable and ensuring you receive the compensation you deserve.
Our thorough investigations seek to identify every responsible party, which may include:
- Negligent Drivers: Whether distracted driving, failing to yield, or speeding, reckless drivers frequently cause motorcycle crashes.
- Commercial Trucking Companies: If a truck driver’s negligence or a company’s failure to maintain their vehicles contributed to the collision, they could be liable for damages.
- Government Entities: Hazardous intersections, improper signage, or poorly maintained roads can cause motorcycle accidents, making city or state agencies potentially responsible.
- Manufacturers: Defective motorcycle parts, such as faulty brakes or tire blowouts, may lead to product liability claims against manufacturers.
Regardless of the cause and who’s responsible, our legal professionals aggressively pursue claims against these parties to build a solid case backed by evidence, expert testimony, and accident reconstruction. We’ll ensure you recover adequate compensation for medical expenses, pain and suffering, loss of income, and other damages.
Don’t let the negligent parties go unchallenged. Contact Ramos Law today for a free consultation. Let us fight for the justice you deserve after a motorcycle accident.
How Long Can Motorcycle Accident Settlements Take?
The timeline for resolving a motorcycle accident settlement can vary widely, depending on several factors. Some cases can settle in just a few months, while others may take a year or more, especially if a lawsuit is filed.
Factors That Can Influence How Long Settlements Take:
Severity of Injuries
Cases involving serious or catastrophic injuries often take longer to resolve. Fully understanding the long-term impact of the injury, like medical expenses, rehabilitation needs, and lost income, must occur before determining an amount. Settling too early could leave you without adequate compensation for future costs.
Liability Disputes
Disagreement about the at-fault party can delay the settlement process. Insurance companies might conduct their own investigations, and legal teams could need additional time to gather evidence, such as accident reports, witness statements, and expert opinions, to establish liability.
Insurance Company Tactics
Insurance companies often try to delay the process to pressure victims into accepting a lower settlement offer. However, partnering with an experienced attorney can help counter these actions and ensure the process moves forward efficiently.
Negotiations vs. Litigation
Many motorcycle accident injury cases are resolved through out-of-court negotiations, which are generally faster than proceeding to trial. However, if the insurance company refuses to offer a fair settlement, filing a lawsuit may be necessary, which can significantly extend the timeline.
Court Backlog
If your case goes to trial, the speed of the court system can impact how long it takes to resolve. In Denver, court schedules can sometimes have a backlog, which will inevitably prolong your case.
What You Can Do to Speed Up the Process
- Act Quickly: The sooner you consult a motorcycle accident attorney and begin the claims process, the faster your case can move forward.
- Provide Documentation: Gather all relevant documents, including medical records, accident reports, and photos, to support your claim.
- Be Patient but Persistent: While it’s natural to want a quick resolution, rushing the process can result in a lower settlement. Trust your attorney to negotiate the best possible outcome on your behalf.
How Legal Representation Affects Your Settlement Timeline
A motorcycle accident can leave you with a long, frustrating claims process, but the right attorney can make all the difference. While you focus on healing, they take care of the legal battle and ensure you aren’t pressured into settling for less than you’re owed.
How an Attorney Helps Expedite Your Case
An experienced Denver personal injury lawyer can streamline the process in several key ways:
- Managing Communication: Handling insurers to prevent delays and lowball offers.
- Building Strong Evidence: Working with experts to strengthen your claim.
- Negotiating for More: Pushing for fair compensation and avoiding rushed settlements.
- Navigating Legal Deadlines: Ensuring paperwork is correct and filed on time.
- Keeping Your Case on Track: Avoiding common mistakes that slow claims down.
With the right legal team, you can avoid delays and maximize your settlement without the stress of fighting alone. And Ramos Law is the team for the job.
Factors Affecting a Motorcycle Accident Case Outcome
The outcome of a motorcycle accident case depends on various factors influencing the compensation you may receive. Understanding these criteria can help you better prepare for the claims process and protect your rights.
Extent of Injuries
The severity of your injuries is a critical factor in determining the value of your case. Catastrophic injuries, such as traumatic brain injuries (TBIs), spinal cord damage, or amputations, often result in higher compensation from significant medical costs, long-term care requirements, and the emotional toll they impose. Documenting these injuries thoroughly with medical records and expert testimony is vital for ensuring fair compensation.
Evidence of Fault
Establishing fault is also essential for a successful claim. Evidence such as police reports, witness statements, video footage, and expert analysis strengthens your case.
Colorado’s modified comparative negligence rule allows you to recover compensation even if you’re partially at fault as long as your share is less than 50%. However, your settlement will be reduced by your percentage of fault.
Insurance Policy Limits
The at-fault party’s insurance policy limits can significantly impact the compensation available in your case. If their policy doesn’t cover all your damages, you may need to explore other options, such as filing a claim under your own underinsured motorist coverage.
Pre-Existing Conditions
If you have pre-existing medical conditions, insurance companies may try to argue that your injuries weren’t from the accident but rather the existing issues. Detailed medical records, along with testimony from healthcare professionals, are essential to refuting these claims and demonstrating how the accident exacerbated or caused your injuries.
Impact on Your Life
While economic damages like medical bills and lost wages are quantifiable, non-economic damages such as pain and suffering, emotional distress, and a reduced quality of life are equally significant. Motorcycle accidents often result in profound changes to a victim’s daily life, and Ramos Law fights for compensation that accounts for them.
Negotiation Skills and Legal Representation
The experience and skill of your attorney can significantly influence the outcome of your case. A knowledgeable motorcycle accident lawyer can counter insurance company tactics, build a strong case, and fight for maximum compensation.
Legal Representation Quality
Experienced attorneys, like those at Ramos Law, are critical for navigating the complexities of motorcycle accident cases in Denver and throughout Colorado. We understand the unique challenges Colorado riders face, from the state’s helmet law (which only requires helmets for riders under 18) to the additional risks posed by the region’s climate, terrain, and wildlife encounters.
Insurance companies will likely argue that not wearing a helmet or other protective gear increases your liability, even when it’s not a legal requirement. However, we know how to effectively counter these arguments, protecting your rights and best interests.
Our team conducts a thorough investigation of your case, gathering critical evidence such as police reports, witness statements, and accident scene photos. We also consider factors unique to Colorado, such as hazards from gravel on mountain roads, high-risk intersections in Denver, and weather-related risks like sudden rain or high winds. Leveraging this information, we negotiate aggressively with insurance companies to overcome common biases against motorcyclists and secure maximum compensation.
With Ramos Law, you’ll have expert support that understands Colorado’s specific legal framework, minimizes your liability, and fights for the compensation you deserve. Contact us today for a free consultation, and let us help you get back on the road to recovery.
Successful Outcomes for Injured Clients
At Ramos Law, we fight for justice far beyond motorcycle accidents, securing life-changing settlements for victims of car crashes, workplace injuries, wrongful death, and more. Below are just a few of the results that showcase our dedication to securing compensation for victims.
FAQs
In the unfortunate event of a motorcycle accident, taking immediate action is crucial to protect your well-being and future legal options. Take the following steps to ensure your safety and build a strong foundation for any potential claim:
- Seek medical attention for your injuries. Prioritize your health by seeking prompt medical attention, even if your injuries seem minor. Document all medical examinations and treatments, which are crucial evidence for a claim.
- Contact law enforcement to file a report. Ensure law enforcement responds to the scene. Cooperate with the officers and provide accurate information about the incident to the best of your ability.
- Gather contact information from other parties and witnesses. Collect all involved parties’ names, phone numbers, and insurance information. Obtain any details from eyewitnesses who may provide statements.
Take photos of the scene, vehicle damage, and any visible injuries. If you’re able, use your smartphone to capture images of the accident scene, road conditions, and traffic signs or signals. Photograph every vehicle involved, capturing the damage and license plates. Document your injuries, as visual evidence can strengthen your case.
In Colorado, the statute of limitations for filing a personal injury claim related to a motorcycle accident is two years from the date of the incident (Colorado Revised Statutes §13-80-102). You must initiate legal action within two years to remain eligible for compensation.
However, there are exceptions and nuances to this rule that could impact your timeline:
- Claims Involving Wrongful Death: If the motorcycle accident resulted in the passing of a loved one, you generally have two years from the date of death to file a wrongful death claim, which may be later than the date of the accident.
Claims Involving Government Entities: Claims Involving Government Entities: If the accident involved a government vehicle or occurred due to hazardous road conditions caused by a government agency, you may have as little as 180 days to file a notice of claim under the Colorado Governmental Immunity Act (C.R.S. § 24-10-109). Failing to meet this deadline can bar you from seeking compensation, so it’s essential to act quickly and consult an attorney.
Yes, you can still pursue a claim. Colorado follows a modified comparative negligence rule (Colorado Revised Statutes §13-21-111), which allows injured parties to recover compensation as long as they are less than 50% at fault for the accident.
If you are found partially at fault, your compensation will be reduced by your percentage of fault. For example, if your damages total $100,000 and you are determined to be 20% at fault, your compensation will be reduced by 20%, leaving you with $80,000.
However, if you are 50% or more at fault, you will not be eligible to recover compensation.
Evidence like police reports, witness statements, video footage or photos of the accident, and reconstruction analysis help determine fault in Colorado. Insurance companies often attempt to assign a higher percentage of fault to motorcyclists, arguing factors such as speeding, lane splitting, or lack of helmet use (even though helmet use is not legally required for riders over 18 in Colorado). An experienced motorcycle accident attorney can challenge these claims and ensure that fault is assigned fairly.
Insurance companies play a crucial role in covering the costs associated with motorcycle accidents, including medical expenses, property damage, and other losses. However, navigating the insurance claims process can be complex and often requires legal guidance to protect your rights and secure a fair settlement.
While insurance policies typically cover medical bills, lost wages, vehicle repair costs, and in some cases non-economic damages like pain and suffering, it’s important to understand that insurance companies are for-profit entities. Their primary goal is to minimize payouts to protect their bottom line.
Motorcycle accident victims face challenges like:
- Lowball Settlement Offers: Insurance adjusters may offer a quick settlement that doesn’t fully account for your injuries, ongoing medical treatment, or other damages.
- Blame Shifting: Insurers often argue that the motorcyclist was partially or entirely at fault for the accident, even when the evidence doesn’t support these claims.
- Policy Limitations: The at-fault party’s policy may not fully cover your damages, requiring you to explore additional options like underinsured motorist coverage or filing a personal injury lawsuit.
Bias Against Motorcyclists: Motorcyclists are often unfairly stereotyped as reckless or dangerous, which insurance companies may exploit to reduce or deny claims.
Yes, you can still pursue compensation for your injuries. Colorado law does not require riders over the age of 18 to wear a helmet (Colorado Revised Statutes §42-4-1502), so failing to wear one does not automatically disqualify you from seeking damages.
Lane splitting, or the practice of riding a motorcycle between lanes of slow-moving or stopped traffic, is explicitly prohibited under Colorado Revised Statutes §42-4-1503(2). Motorcyclists must fully occupy a single lane of traffic and cannot share a lane with another vehicle, except when riding side-by-side with another motorcycle.
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