N98FK Fatal Plane Crash at Bob Adams Airport in Steamboat Springs, Colorado
On Friday, February 13, 2026, an aviation accident claimed four lives after a single-engine plane crashed just after midnight while attempting to land in Steamboat Springs, Colorado.
According to the Federal Aviation Administration (FAA) and the National Transportation Safety Board (NTSB), a privately operated Epic Aircraft E1000 single-engine turboprop (registration N98FK) struck the slope of Emerald Mountain, a mountainous area just south of the airport, in rugged terrain as the aircraft was descending toward the runway in the early morning hours at approximately 12:19 a.m. local time while on approach to Bob Adams Airport (KSBS), commonly referred to as “Steamboat Downtown.”
The aircraft originated in Nashville, Tennessee, and stopped for fuel at Kansas City–Charles B. Wheeler Downtown Airport (MKC/KMKC) in Missouri. It then departed for Steamboat Springs, where it crashed approximately three nautical miles south of the airport, short of Runway 32. All four individuals onboard were fatally injured.
The NTSB has launched a full investigation.
Ramos Law Aviation Director Weighs In
In a detailed breakdown, Ramos Law’s Director of Aviation, Joe LoRusso, addresses the tragedy:
“Before we discuss this crash, it’s important to acknowledge that it was fatal. There were four passengers on board and all four passengers died. From the Ramos Law Aviation team, we’re deeply sorry to the friends, family members and those who are affected by this tragic crash.”
LoRusso, who serves both as a professional pilot and aviation accident attorney, emphasized his personal familiarity with the airport:
“Steamboat Springs Airport is a regular stop for me, both as a professional pilot and personally… Steamboat Downtown’s no joke. It’s one of the hardest approaches in the Rocky Mountain region.”
The Approach: A Complex and Challenging Procedure
According to flight tracking data discussed in the analysis, the aircraft was flying the RNAV (GPS) Z approach to Runway 32 shortly after midnight.
Weather reports indicated visibility fluctuating between five and ten statute miles, with scattered to broken cloud layers and conditions deteriorating through the night.
What Is an RNAV (GPS) Z Approach?
An RNAV (GPS) Z approach is a satellite-based instrument approach procedure aligned to a specific runway. At some airports, multiple RNAV approaches exist for the same runway, typically labeled “Y” and “Z.”
At Steamboat Springs (KSBS), the RNAV (GPS) Z Runway 32 procedure provides LNAV minimums only—meaning it does not provide certified vertical guidance (such as LPV or LNAV/VNAV).
One key issue highlighted was the nature of the approach itself:
“The approach does not provide vertical guidance,” says LoRusso. “We see it’s an LNAV minimum only… The LNAV approach means that a pilot has to descend via step-down fixes to a minimum descent altitude rather than to a decision height.”
LoRusso further explained that the Garmin G1000 NXi avionics suite can generate advisory vertical guidance but that guidance is not certified for terrain clearance:
“The vertical guidance is not certified and is advisory only. Most importantly, it does not provide obstacle clearance or terrain clearance… the airplane can couple to it.”
Flight track data suggests the aircraft may have remained coupled to that advisory glidepath until impact. At the time of terrain impact, the aircraft was reportedly descending at approximately 1,000 feet per minute at around 140 knots, a profile consistent with autopilot-controlled descent.
What Does “Remain Coupled” Mean?
When an aircraft is “coupled” to an approach, the autopilot or flight director is actively tracking and following a programmed navigation source or glidepath. The system automatically adjusts pitch and roll inputs while the pilot monitors performance and cross-checks altitude and terrain clearance.
Even when coupled, the pilot remains fully responsible for ensuring compliance with published minimum altitudes and terrain avoidance.
Night Operations and Terrain Concerns
The RNAV Zulu approach into Runway 32 carries significant limitations, including restrictions for night operations.
LoRusso notes:
“We see that the runway straight-in minimums at night is not allowed… which is a super complex and confusing way of saying that this approach… cannot be performed at night.”
Additionally, the minimum descent altitude (MDA) is unusually high (approximately 2,300 feet above ground level) and offset from the runway by more than five miles, requiring visual acquisition and a non-standard descent to land.
He explains:
“Once you see it, you still got to get the airplane down to the runway… which is almost impossible in a very fast airplane.”
The crash site was approximately three miles from the runway, two miles before the point where pilots would typically level off at minimum descent altitude.
What Type of Aircraft Is the Epic E1000?
The Epic E1000 is a high-performance, single-engine turboprop aircraft designed for speed, range and advanced avionics capability.
Manufactured in the United States and FAA type-certificated in 2019 (with production certification following in 2020), the aircraft was developed to compete in the premium owner-flown turboprop market.
Powered by a Pratt & Whitney PT6A engine (widely regarded as one of the most reliable turboprop engines in service) the E1000 is capable of:
- Cruise speeds exceeding 300 knots
- Maximum operating altitude of 34,000 feet
- Garmin G1000 NXi integrated avionics suite
- Integrated autopilot and digital flight displays
- Terrain Awareness and Warning System (TAWS)
Earlier Epic aircraft were delivered in the experimental category; however, the E1000 involved in this accident was a fully certificated aircraft with a standard airworthiness certificate.
Because the aircraft’s maximum gross weight is under 12,500 pounds, no type rating is required under FAA regulations. However, insurers typically mandate structured transition training due to its performance envelope.
In short, the Epic E1000 is not a light trainer or entry-level aircraft; it is a sophisticated, fast and technologically advanced turboprop that demands strong systems knowledge, disciplined instrument procedures and careful operational decision-making, particularly in mountainous terrain and complex approach environments like Steamboat Springs.
What Caused the Crash? Federal Investigators Begin Detailed Aircraft Analysis
Both the FAA and NTSB are actively investigating the circumstances of the crash. While early reports state the plane went down under “unknown circumstances” investigators will examine factors including weather conditions, flight path data, avionics and instrument performance, pilot experience and aircraft maintenance records.
An NTSB investigator has already been dispatched to the site and the aircraft wreckage is expected to be transported to a secure facility for further analysis. A preliminary report may be released within the coming weeks but a final probable cause determination could take several months.
Key Investigation Questions
Both the NTSB and FAA will conduct parallel investigations.
“The only entity that has congressional authority to investigate an aircraft crash in the United States is the NTSB,” LoRusso explains.
The FAA will focus heavily on certification, maintenance, training records and regulatory compliance, while the NTSB will determine probable cause.
Several areas are likely to receive scrutiny:
- Garmin G1000 NXi advisory vertical guidance functionality
- Terrain Awareness and Warning System (TAWS) interactions
- Altimeter setting transition (standard 29.92 vs. local 30.16)
- Pilot training and insurance-mandated qualifications
- Aircraft maintenance and certification records
- Human factors in high-altitude, nighttime mountain approaches
Regarding avionics interaction, LoRusso notes:
“Certainly some indications going off in there saying ‘terrain, terrain, terrain.’ … Is there an inhibit there? Is it automatically inhibited? Is it inhibited by the pilot?”
He also cautions against rushing to judgment:
“It’s very easy to say Part 91 pilot flying at night, complicated approach, controlled flight into terrain — shouldn’t have done that. It’s very easy to say all those things shooting from the hip. But I bet you there’s more to the story.”
Part 91 Flight Explanation
A Part 91 flight refers to private, non-commercial aircraft operations conducted under Title 14 CFR Part 91. These rules govern personal and corporate operations where passengers or cargo are not carried for compensation or hire.
Operational control rests primarily with the pilot in command.
The Investigation Timeline
The NTSB will release a preliminary factual report in the coming weeks. A final report (including official probable cause) could take up to two years.
LoRusso emphasizes why independent investigations often occur simultaneously:
“If we were to wait all the way for the NTSB to produce their report, more than likely, we’d be out of time to file a lawsuit.”
Statutes of limitation in most states are approximately two years, often aligning closely with the NTSB’s final report timeline.
A Community in Mourning
This accident marks the first crash involving a certified Epic E1000 since FAA certification in 2019 and production certification in 2020.
But beyond technical details and investigative procedures, four lives were lost.
LoRusso closed his remarks with a reminder:
“Families are turned upside down. Friends, loved ones are dealing with an unbelievable, tragic loss of life… I hope that you find what happened and I hope that you find understanding and I hope that heals in the grieving process.”
Victims Identified:
Federal and local sources have identified the four victims:
- Aaron Stokes (47) Founder of Shop Fix Academy and leader in the automotive repair industry
- Jakson Stokes (21) Son of Aaron Stokes
- Colin Stokes (21) Nephew of Aaron Stokes
- Austin Huskey (37) CEO of Huskey Building Supply
All four were residents of Tennessee and authorities have completed family notifications following the crash.
Our Thoughts Are With the Families
This devastating loss—including a prominent business owner, third-generation CEO and two young adults—has sent shockwaves through both the aviation and local communities. The team at Ramos Law extends its deepest condolences to the families of those lost and to all who are grieving as a result of this tragedy.
From Shop Fix Academy’s Instagram account:
We have been overwhelmed by the outpouring of love, stories, and support shared by this community.
Aaron often reminded us that we can do hard things, and that mindset shaped the way he led, taught, and encouraged others to grow. His mission to stop the average small business from destroying the average family influenced every part of how he served this industry and the people within it.
Aaron’s legacy lives on in the lives he changed, the leaders he mentored, and the community he helped build. We are deeply grateful for the leadership, vision, and heart he poured into so many people and shops over the years.
But the truth is – this was never just about one person. From the beginning, it has been about this community. The growth, the standards, and the accountability have always come from all of us choosing to do hard things together.
Aaron carried the torch with passion and conviction, but the movement has always belonged to this community. And now, together, we carry it forward – side by side, raising the bar and supporting one another.
We are all in.
In the coming weeks, we’ll be sharing some of our fondest memories and a few of Aaron’s most impactful training moments as we honor the legacy he leaves behind.
If Aaron made an impact on your life, we invite you to help us honor him. Please share your favorite memories, photos, or videos of Aaron by emailing HonoringAaron@shopfixacademy.com.
We would be grateful to celebrate his life through the stories of the people he inspired.
From Huskey Building Supply’s Instagram account:
With heavy hearts, we grieve the unexpected passing of our CEO, Austin Huskey. Austin was a fearless leader, a gracious man, a devoted father and husband, and a faithful follower of Christ.
As part of the third-generation ownership of Huskey Building Supply, Austin Huskey continued his family’s legacy through generosity and ingenuity. His faithful work saw Huskey continue to thrive in the midst of nationwide economic uncertainty. He was recognized as an LBM Journal 40 under 40 recipient in 2025, highlighting the value Austin brought to Huskey and the building supply industry.
Austin’s artistic giftings are evident everywhere he touched, from his musical talents, to Huskey’s new luxury design showroom. His passion and energy uplifted everyone around him and encouraged us all to continue to strive forward daily. He lived life to the fullest while remaining rooted in his role as a husband, father, and son of God.
His love was felt in every room he entered, giving time to everyone he came into contact with. No voice was too small, no opinion too little. Austin placed a premium on listening to every person under his stewardship and empowering them to grow and succeed.
Austin led by example, led by being in the arena, led by his own actions and words.
Mourn with us as we recognize Austin is now in the arms of his Savior. We yearn for the day we all embrace him again.
As we grieve, please know that Taylor Huskey and the whole Team at Huskey are fully committed to honoring Austin’s legacy with an unwavering commitment to excellence in serving all of our Customers and Vendor partners. We will continue to strive to be the easiest building supply company in Nashville to do business with.
We Will Continue to Monitor This Story
Ramos Law will continue to follow updates from federal authorities as this investigation unfolds.
If you or your family have questions about aviation accident investigations, aircraft liability or your legal rights following a crash, our aviation team is available for a confidential consultation.
Our thoughts remain with the families and all those affected by this devastating tragedy.
Note: All reported details are preliminary and based on witness reports or publicly available information. Official findings will be determined by the investigating authority, which may include FAA with NTSB participation.
N98FK Flight Details
Flight N98FK was a Part 91 general aviation flight.
- Date: Friday, February 13, 2026
- Time: c. 00:19 UTC (12:19 AM Local)
- Type: Epic E1000
- Registration: N98FK
- Manufacturer Serial Number (MSN): K058
- Aircraft Damage: Destroyed
- Fatalities: 4
- Phase of Flight: Approach
- Location: 3 nm S of Steamboat Springs Airport, CO (SBS/KSBS)
- Departure Airport: Kansas City-Charles B. Wheeler Downtown Airport, MO (MKC/KMKC)
- Destination Airport: Steamboat Springs Airport, CO (SBS/KSBS)
Epic E1000 N98FK Crash Frequently Asked Questions
What caused the Steamboat Springs plane crash?
The cause of the crash is currently under investigation by the National Transportation Safety Board. Investigators will analyze weather conditions, flight path data, pilot qualifications, aircraft maintenance records and avionics performance before determining probable cause. A final report may take up to two years.
What type of aircraft was involved in the crash?
The aircraft was an Epic E1000, a high-performance, single-engine turboprop equipped with advanced Garmin avionics and capable of operating at high altitudes and speeds.
Was this a commercial flight or a private flight?
Early reports indicate the flight was conducted under Part 91 regulations, meaning it was a private, non-commercial operation—not a charter or airline flight.
Is the RNAV approach into Steamboat considered difficult?
Yes. Approaches into Bob Adams Airport are widely regarded as challenging due to mountainous terrain, high field elevation (6,882 feet), short runway length and approach limitations, particularly at night.
What is a “controlled flight into terrain” (CFIT)?
Controlled Flight Into Terrain (CFIT) occurs when an airworthy aircraft, under pilot control, unintentionally flies into the ground, water or an obstacle. CFIT accidents often involve complex terrain, night operations, weather factors or instrument approach challenges.
How long does an NTSB aviation investigation take?
The NTSB typically releases a preliminary factual report within a few weeks. However, a final report (including official probable cause) can take 18–24 months, depending on complexity and data recovery.
Can avionics systems like the Garmin G1000 NXi be part of an investigation?
Yes. Modern avionics systems record valuable flight data, including airspeed, altitude, descent rates, autopilot engagement and navigation inputs. Investigators may analyze this data to determine whether automation, terrain warnings or approach guidance systems played a role.
When should families contact an aviation attorney after a crash?
Because statutes of limitation in most states are approximately two years (and investigations often take just as long) families should consult experienced aviation counsel early. Independent investigations often run parallel to federal investigations to preserve evidence and protect legal rights.
Has the Epic E1000 been involved in other crashes?
The Epic E1000 received full certification from the Federal Aviation Administration in 2019. While earlier experimental versions of the Epic aircraft experienced incidents during development years ago, certified production models have a limited accident history. Investigators will determine whether this crash involved operational, mechanical, environmental or human factors.
Who can be held liable in a private plane crash?
Liability in an aviation accident depends on the investigation findings. Potentially responsible parties may include the aircraft manufacturer, component manufacturers (such as avionics or engine providers), maintenance facilities, training providers or other third parties. In some cases, human factors, automation design or regulatory oversight may also become part of the legal analysis.
Why are mountain airports like Steamboat Springs considered high-risk?
Airports such as Bob Adams Airport present unique operational challenges due to high elevation, rising terrain, limited approach options, shorter runways and rapidly changing weather conditions. Night operations and instrument-only approaches in mountainous regions significantly increase workload and reduce margin for error.
How does high elevation affect aircraft performance?
High-altitude airports reduce engine performance, propeller efficiency and aerodynamic lift due to thinner air, commonly referred to as “density altitude.” Even high-performance turboprops can experience longer landing distances, reduced climb rates and tighter operational margins in mountain environments. These factors are critical when conducting complex instrument approaches in terrain-constrained areas.
About Joseph LoRusso, JD
Experts in Aviation Law
Aircraft Crashes
Pilot Certificate Defense
FAA Medical Denial
FAA DUI Reporting
Civil Penalties
NTSB Appeals
And More!
Joseph LoRusso is the Director of Aviation at Ramos Law and a nationally recognized aviation attorney with more than 20 years of hands-on flight experience. A former professional flight instructor and Airline Transport Pilot, Joseph brings a rare dual perspective to every case—combining deep technical aviation knowledge with strategic legal advocacy for pilots, operators and crash victims.
Joseph holds multiple type ratings, including Learjet, Citation, Phenom 300E and Gulfstream GV (SIC) and has flown complex missions as an atmospheric research pilot, including NASA’s 2018 CAMP2EX global campaign. Whether analyzing aircraft performance, regulatory compliance or crash causation, Joe approaches every case with precision, credibility and an unwavering commitment to achieving results for his clients.
Contact Ramos Law
Ramos Law’s Aviation Division focuses exclusively on aviation-related matters, including aircraft crashes, FAA enforcement actions, certificate issues and complex regulatory and operational cases. The practice is led by attorney Joseph LoRusso, a licensed pilot with real-world flight experience and deep knowledge of aviation regulations.
Our team understands the technical, operational and legal issues unique to aviation incidents. If you or your family has been affected by an aviation crash or regulatory matter, contact Ramos Law to speak with an aviation attorney who understands the industry.