I hold true to the values I learned from that small town and my parents. I treat people fairly and justly, and truly want the very best for each and every person I take care of. What I do on their behalf impacts their life and their long-term health. It is a big responsibility. But for me… it is easy. It is the right thing to do.
CONSUMER PROTECTION LAWYERS
Navigating a complicated consumer law case by yourself can be overwhelming and stressful. How do you know whether you’re making the best decisions for yourself and your family? Consulting with expert consumer rights attorneys boosts your chances of a favorable outcome.
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WHAT ARE PEOPLE SAYING?
Our Lawyers Have Hundreds of 5-Star Google Reviews
MEET THE TEAM
Dr. Ramos built our law firm with one goal: to take good care of good people like you and your family. We have a proven reputation for honesty, hard work, and fairness.
Whether you face false credit reporting or identity theft, the consumer rights attorneys of Ramos Law are your first line of legal defense. It’s one thing to know the laws protecting consumers – but understanding how the law is specific to your situation is a game changer. We handle all cases related to consumer law and treat our clients with respect.
Our focus is to help you win your case and return to life. We take the time to understand your situation and keep you up-to-date throughout the process, so you’re never left wondering about the status of your case. Every case is important to us because we know it’s important to you.
Joseph Ramos, MD, JD
CONSUMER LAW EXPERTS
FIGHTING FOR YOU!
CONSUMER LAW EXPERTS
We Fight For Your Rights
And Protect You From Unfair Practices.
A MESSAGE FROM DR. RAMOS
A MESSAGE FROM
DR. RAMOS
FIGHTING FOR YOU!
The team of experienced attorneys at Ramos Law utilizes the power of consumer protection law to aid our clients in all matters related to credit, fraud, employment, and identity theft. We deeply understand the legal tactics leveraged by mortgage lenders, insurance, and debt collection companies, and we utilize that expertise to win cases.
ABOUT
Matthew Osborne
Director of Consumer Law
I am thrilled to be at the Ramos Law Firm as the Director of the Consumer Law Division. I started my career doing bankruptcies and divorces, but fell into consumer protection law when a few friends started getting harassed by collection agencies for debts they didn’t owe. Shortly after that, my own identity was stolen, and my credit destroyed by a bank and a credit bureau for a debt I didn’t owe. Since then, I have been working on consumer protection cases, and have successfully represented hundreds of people who have been taken advantage of by large and powerful corporations.Before I was an attorney, I was in the U.S. Navy for 5 years – I served at the Pentagon and was there for the 9/11 attacks. I also served in Iraq from 2003-2004. When I was in the Navy, I attended college in my off duty hours, and earned my bachelor’s degree from Columbia College. After I got out of the Navy, I went to law school in Michigan and earned my law degree from Michigan State University.
I grew up in Arvada, CO. I’m married and have four kids. My hobbies include fishing, hiking, traveling, reading, and suing big corporations.
MEET OUR DIRECTOR OF CONSUMER LAW
MEET OUR DIRECTOR OF CONSUMER LAW
We Fight For Your Rights
And Protect You From Unfair Practices.
CONSUMER
PROTECTION
LAWYERS
Consumer laws protect you and provide options for fighting against bad credit reporting. Several avenues are available, and the challenge lies in deciding which one to take. Navigating the complex credit reporting legal landscape alone can be overwhelming – but the Ramos Law team can assist.
We’ll help you fight against false reports, whether that means assigning punitive damages for the creditor, retracting a derogatory credit report, or something else. Our goal is to achieve a favorable outcome and restore your credit reputation.
You’re not stuck if you’ve received false late payment reports, defaulted loans, or delinquencies. Our credit report lawyers will fight for you and your peace of mind.
Our Credit Report Lawyers Fight for You
How We Can Help
If you’re a victim of bad credit reporting, The Ramos Law team will guide you through the following steps:
- You receive a false negative report from a creditor – with or without notification. Frequently, the false statement is a surprise that only shows face when you’re unexpectedly denied credit elsewhere.
- With the assistance of Ramos Law’s credit report lawyers, you submit a written dispute notice to the issuer. The creditor has a set period to correct the report – typically between 30 and 60 days of receipt.
- If the creditor doesn’t take action per the legal deadline, you can file a lawsuit against them. The Ramos Law team leads the charge, keeping you updated at every step.
- Successful false credit reporting lawsuits often result in compensation, attorney fee reimbursement, or punitive damages. Case results vary.
Choose the Credit Report Lawyers of Ramos Law
Our credit report lawyers aim to help consumers like you regain control of their credit. You work hard to pay bills and other debts promptly, and it can be devastating when that ability is stripped away by no fault of your own. Ramos Law handles consumer law cases of all kinds and scopes – we’ll work to preserve your credit.
Attorney and physician Dr. Joseph Ramos founded our law firm to provide legal services for wronged victims like you. When you contact Ramos Law, you’ll receive a complimentary case evaluation where our experts will thoroughly analyze your situation and offer options. We pride ourselves on our integrity, hard work, and complete honesty. You’ll never be left wondering about the status of your case.
If you believe you have a case against a creditor who has logged a false credit report in your name, don’t hesitate to contact us. The sooner you contact our credit report lawyers for assistance, the better your chances of correcting their mistakes. Call us or complete our complimentary case evaluation form today.
Errors on your Credit Report?
You could be denied loans, jobs, or housing — all because of mistakes you didn’t make. Our experienced legal team helps you dispute and correct these errors at no cost to you.
Errors on your Credit Report?
You could be denied loans, jobs, or housing — all because of mistakes you didn’t make. Our experienced legal team helps you dispute and correct these errors at no cost to you.